Thursday, 25 October 2018

Money Back 20Year

Plan : Money Back 20Year(820)

This is a limited premium payment, non-linked, with profits Money Back Plan.

Premium Payment Mode:Yearly, Halfly, Quarterly, Monthly(NACH)/ SSS
Term :20 Year
PPT* :15 Year
Minimum Entry Age :13yr Completed
Maximum Entry Age :50yr (Nearest Birthday)
Maximum Maturity Age :70 Year
Minimum Sum Assured :1,00,000
Maximum Sum Assured :NO LIMIT (Depending upon Income)
Maximum Accidental Death and Disability Benefit Rider up to age 70.

Policy Benefits :
On Death :
Sum Assured on Death + Vested Bonus + FAB if any.
Sum Assured on Death is 125% of Basic Sum Assured

On Survival :
20% of Basic SA is payable after 5th, 10th and 15th year of policy.
Maturity Time 40% of Basic Sum Assured + Vested Bonus + FAB if any.

Surrendered Value :
The policy can be surrendered for cash provided at least three full years premiums have been paid.

Loan :
Available after payment of premium of 3 full years.

Income Tax Benefit :
• Premium paid under this plan is eligible for TAX rebate under section 80c.
• Maturity under this plan is free under sec 10(10D).

Moneyback plan 20 yrs